Patrick J. Thomas Agency

Surety Bonds and Commercial Insurance
Updates on Representative Payee Bonds and Social Security 1024 682 Patrick J. Thomas Agency

Updates on Representative Payee Bonds and Social Security

No matter what state you live in, the Department of Veterans Affairs and the Social Security Administration require all Representative Payees—those appointed to receive benefits for someone who is unable to manage their money—to obtain a surety bond in order to fulfill their duties. Representative payee bonds generally need to…

read more
difference guardian conservator
2022 Updates to Minnesota Guardianship Communication Statutes 1024 767 Patrick J. Thomas Agency

2022 Updates to Minnesota Guardianship Communication Statutes

Every so often, the statutes that govern guardians in Minnesota are updated to include new language, changes in regulations and laws, or other definitions that can have an impact on guardians, people subject to guardianships, and attorneys who work in this field of law.  Stay on Top of New Minnesota…

read more
car
What to Do if You Lose Your Minnesota Vehicle Title 1024 682 Patrick J. Thomas Agency

What to Do if You Lose Your Minnesota Vehicle Title

What do you do if you’ve lost or accidentally destroyed your Minnesota vehicle title? While the license and registration protocols are different from state to state, you can obtain a new title for your vehicle in Minnesota, which is helpful if you plan to sell it or have recently purchased…

read more
home office
Commercial Insurance Options for Your Home Business 1024 682 Patrick J. Thomas Agency

Commercial Insurance Options for Your Home Business

Commercial insurance is essential for every business, whether your business has a physical office, or you operate out of your home. One thing many at-home business owners forget is that, regardless of where you run your business, you need insurance. Thankfully, there are many different types of business insurance, some…

read more
child with blocks
Leaving an Estate to a Special Needs Child? What You Need to Know 1024 682 Patrick J. Thomas Agency

Leaving an Estate to a Special Needs Child? What You Need to Know

Estate planning can be a complicated process, which is why it’s always best to consult with an attorney at every step. Planning an estate when one or more of the beneficiaries is a special needs child adds yet another variable. There are a few more steps you will need to…

read more
retail store
Insurance Plans Retail Businesses Should Consider 1024 682 Patrick J. Thomas Agency

Insurance Plans Retail Businesses Should Consider

Every business owner knows that insurance is essential to their business. From liability insurance to errors and omissions, there is a wide swath of plans to consider. For those who have physical retail locations, the list is even bigger. You not only need to protect your business, but also the…

read more
old people on bench
How to Choose the Right Executor for Your Estate 1024 682 Patrick J. Thomas Agency

How to Choose the Right Executor for Your Estate

Choosing an executor is an important part of creating an estate and/or a will. An executor is the person who has been put in charge of administering the terms and assets of a will or estate. It’s an important position and choosing the right person for the job is crucial…

read more
startup business
Explaining Errors and Omissions Insurance 1024 731 Patrick J. Thomas Agency

Explaining Errors and Omissions Insurance

Businesses are essentially made of people, which means that mistakes can happen. Unfortunately, there are times when those mistakes cost quite a bit of money, often to the detriment of your customers. This can often result in negligence lawsuits that financially hurt your business. Even if you don’t have to…

read more
signing contract
The Major Types of Fidelity Bonds and What They Cover 1024 655 Patrick J. Thomas Agency

The Major Types of Fidelity Bonds and What They Cover

Fidelity bonds are an important type of insurance for companies because they protect your business and customers from thefts committed by your employees. If you have a business that has employees who handle large amounts of cash, valuable items, or other expensive assets, a fidelity bond is a type of…

read more
old man with woman
What is Probate Court and How Does it Affect Estates? 1024 683 Patrick J. Thomas Agency

What is Probate Court and How Does it Affect Estates?

When a person passes away, their friends and family members quickly become accustomed to the term probate, especially if the person who has passed has not set up a trust or written a will that dictates the disbursement of their estate. Even if a will or trust has been created,…

read more