The insurance professionals at Patrick J. Thomas Agency are committed to your success. Reaching beyond just insurance quotes, we have provided an insurance resource library including Glossary of Terms, Useful Links and Financial Calculators for your convenience.
Surety bonds generally don’t last forever. Many operate within a certain time frame, and a sort of “expiration date” can be attached to them. While the effect of the bond may expire after the…
The Uniform Guardianship and Protective Proceedings Act, a Minnesota law, guarantees that a guardianship proceeding will take place in probate court. During this proceeding, a guardian will be appointed and approved by…
Every business needs commercial insurance to protect themselves and their employees. But no two businesses are the same. Every business will have a different insurance plan, not to mention different types of…
It’s not uncommon for those managing a conservatorship for a protected person in Minnesota to have to confront the challenge presented by vacant properties. It’s common that a protected person may still possess a piece of…
Underwriting is a required part of the surety bond process. Sureties need to understand the risks associated with providing a bond for a particular person, organization, etc., so they will look for certain criteria…
Back in 2019, the Minnesota state senate passed bill 2415, which dealt with higher education appropriations and policy provisions. Among these provisions were changes to the types of educational institutions that…
Most conservatorships, whether new or existing, are required by the courts in their state to obtain a surety bond. These conservatorship surety bonds provide protection for the person who is the subject of the…
As business owner, you are tasked with deciding which benefits to offer your employees. This includes healthcare plans, which may or may not include Health Savings Accounts (HSAs). In the end, it’s up…
Understanding a contract is important regardless of its contents. It’s never a good idea to sign your name onto anything that you do not explicitly understand. This is the case for any contract,…
Workers’ compensation is a valuable piece of commercial insurance that nearly every business can benefit from holding. It protects the wages of employees in the event one of them is unable to work due to…
Need help understanding new bond jargon? Not sure what an insurance term means? Check our glossary for an A to Z directory of legal terms related to insurance and bonds.
MyMNConservator (MMC) is an online conservator account reporting application that allows conservators to file their inventory and annual accountings electronically.