Patrick J. Thomas Agency

Surety Bonds and Commercial Insurance
auditing
How to Prepare for Workers’ Compensation Audits 1024 602 Patrick J. Thomas Agency

How to Prepare for Workers’ Compensation Audits

Workers’ compensation is a valuable piece of commercial insurance that nearly every business can benefit from holding. It protects the wages of employees in the event one of them is unable to work due to a workplace incident. It also helps businesses provide more value to their employees while protecting their financial assets.  Most businesses…

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court gavel
The Difference Between a Temporary Restraining Order and a Preliminary Injunction 1024 768 Patrick J. Thomas Agency

The Difference Between a Temporary Restraining Order and a Preliminary Injunction

While similar, there are identifiable differences between temporary restraining orders and preliminary injunctions, and each of them has a specific place in the legal system. Each one also means a different thing for your case.  These are the major differences between preliminary injunctions and temporary restraining orders.  What is a Preliminary Injunction?…

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elder person
The Clear Signs of Elder Abuse in Nursing Homes 1024 682 Patrick J. Thomas Agency

The Clear Signs of Elder Abuse in Nursing Homes

Making the decision to place a relative or close friend in a nursing is not easy, but when it comes time to transfer care of someone over to another person or organization, you want to be sure that the person will be well cared for. While the vast majority of nursing homes and employees…

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employee
Your Brief Guide to Insuring Your Business with Fidelity Bonds 1024 629 Patrick J. Thomas Agency

Your Brief Guide to Insuring Your Business with Fidelity Bonds

Fidelity bonds are a type of commercial insurance that employers use to protect their business against fraud or harmful actions committed by their employees. This type of insurance also protects the customers of a business should the actions committed by the employees affect them as well.   Most businesses need to have fidelity bonds in order to…

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calculator
What You Need to Know About The Minnesota Conservator Account Review Program (CARP) 1024 732 Patrick J. Thomas Agency

What You Need to Know About The Minnesota Conservator Account Review Program (CARP)

Those who are conservators in Minnesota should be familiar with a few things:  MyMNConservator: the online portal where conservators can take place in the statewide accounting review program which occurs every year.   The Conservator Account Auditing Program (CAAP): the statewide auditing program of conservators that is conducted regularly.  The Conservator Account Review Program (CARP): a newer program that…

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gavel
Rule 62 and How it Affects Federal Supersedeas Bonds 1024 768 Patrick J. Thomas Agency

Rule 62 and How it Affects Federal Supersedeas Bonds

You have 30 days to obtain a supersedeas bond.  This is not an obscure rule by any Minnesota surety or agency, but a federal rule dealing with stays of judgment. This is according to Rule 62 of the Federal Rules of Civil Procedure.  What is Federal Rule 62? Federal Rule 62 states (a) Automatic Stay. Except as provided in Rule 62(c) and…

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house keys
Can Conservators Sell Real Estate? Here’s What You Need to Know 1024 682 Patrick J. Thomas Agency

Can Conservators Sell Real Estate? Here’s What You Need to Know

Conservators are charged with managing the assets of a protected person, including real estate. There may come a time when one of the properties owned by the protected person must be sold. Whether this is simply the best financial decision for the protected person, or the funds made from the sale will be needed…

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minnesota state flag
Understanding DHS Background Checks for Minnesota Guardianships and Conservatorships 1024 621 Patrick J. Thomas Agency

Understanding DHS Background Checks for Minnesota Guardianships and Conservatorships

One of the major changes over the past few years regarding Minnesota guardianships and Minnesota conservatorships has been an increase in frequency of background checks required by the Minnesota Department of Human Services (DHS). DHS now requires these “Background Studies” to be completed by conservators and guardians every two years instead of every five years.  Background Study Requirements for Conservators and…

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elder on bench
How to Confront Financial Exploitation in Minnesota 1024 682 Patrick J. Thomas Agency

How to Confront Financial Exploitation in Minnesota

Financial exploitation in Minnesota is well documented and unfortunate issue that protected and elderly people and their loved ones must confront. When it comes to managing and distributing the assets of a protected person, there is some room for fraud and abuse, and this type of exploitation has been investigated…

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veterans
The Challenges of Being a VA Representative Payee 1024 688 Patrick J. Thomas Agency

The Challenges of Being a VA Representative Payee

Being a representative payee means taking on the duties of administering the benefits given to a protected person by an organization like the Social Security Administration (SSA) or The Department of Veteran’s Affairs. When you are appointed as a representative payee for a person’s VA funds, you can also be…

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