• January 17, 2019

Obtaining a Minnesota Bonded Title for Your Vehicle

Obtaining a Minnesota Bonded Title for Your Vehicle

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Have you lost your Minnesota vehicle title? Have you recently purchased vehicle that didn’t come with a title (only a bill of sale)? Did you inherit a vehicle from a relative in another state? There are many reasons why Minnesotans may find themselves without a vehicle title. Regardless of why you don’t have one, getting a new title is not that complicated, but you should know that the title you may have to acquire will be a “bonded title.”

If you lost a title that was in your name, you may be eligible to apply for a Minnesota Duplicate Certificate of Title. You can find the application here.

Why a Bonded Title?

Not all states issue vehicle titles, but Minnesota is one of them. A Minnesota vehicle title proves that you are the owner of the vehicle in your possession, but if you do not have one, the “new” title you apply for will have to be bonded. A bonded title simply means that there is a surety bond attached to the title of your car. The bond serves as a guarantee that you have no knowledge of the car being stolen and/or are not committing any type of fraud.

How to Obtain a Minnesota Bonded Vehicle Title

In order to obtain a Minnesota bonded vehicle title, you will need several pieces of information:

  • The make and model of the car
  • The vehicle identification number (VIN)
  • The current value of the car (something like Kelly Blue Book can help)
  • You may have to take pictures of the vehicle

Once you have all the required materials, you should download an Affidavit Regarding Due Diligence Form.

Getting a Surety Bond

The bond you purchase has to be in Minnesota in order for it to be added to the title. It will also have to be in place at the DMV for 3 years. Getting a bond can be a complicated process, but The Patrick J. Thomas Agency makes it easy. We can walk you through the process of obtaining a bond. Contact us today to get started.

Disclaimer: this is for informational purposes only and is not intended to be legal advice. If you need legal counsel, please contact an attorney directly.

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