What is Commercial Glass Insurance?
Commercial glass insurance is a type of business insurance that protects a business in the event damage is sustained to the windows or glass walls of their building or facility. Many property insurance plans do not include glass insurance coverage, which is why it’s important for businesses and property owners to include this type of coverage in their comprehensive commercial insurance plan.
What Does Commercial Glass Insurance Cover?
Commercial glass insurance covers the windows, glass walls and other structural glass on many types of buildings, including:
- Skyscrapers and commercial/residential buildings
- Shopping malls, complexes and other retail establishments
- Showrooms
- Restaurants, bars and other eateries
- Hotels
- Theaters
- Museums
- Stadiums
Virtually any building that contains a large number of windows or glass structures can and should be covered. There are many different types of glass that can be covered, including plate glass, impact glass, double-paned glass, ornamental and stained glass, UV glass, bullet resistant glass, and many other types.
Commercial glass insurance generally covers environmental factors like hail and wind damage, damage from debris, hurricanes and tornadoes, and occasionally fire and earthquake damage. Other causes of damage that can be written into the policy include vandalism, riots, burglary and robbery, terrorism, explosion and unexplained loss.
Obtain Minnesota Commercial Glass Insurance
Are you a Minnesota business in need of glass insurance? Do you own a building that has a lot of windows or glass structures? If you need Minnesota glass coverage, contact the commercial insurance experts at The Patrick J. Thomas Agency. We can help you build a policy that is right for your business. Contact one of our insurance experts today.