Everyone who drives and owns a car is familiar with auto insurance, but what if you own a vehicle for your business? How is it insured? Can you put it under your personal plan? Is there a specific type of commercial auto insurance for vehicles owned and used by a business? These are all good…
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Thinking of selling a business in Minnesota? Whether you selling to a person or another company, or even shutting down, there are many things you need to take into consideration regarding your commercial insurance policies. If you are planning on selling soon, here is what you need to know. About…
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If you own a business in Minnesota, you may need to acquire a license bond to protect your customers. License and permit bonds provide protection to your customers should you fail to perform a specific duty. They make your business more reputable, but they can also be required depending on…
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As a business owner, you have enough to worry about. Insurance shouldn’t be a part of those worries. Business insurance is designed to mitigate risks and protect your business without having to create a headache for you. This is true for liability insurance. You need a plan but purchasing one doesn’t have to be a confusing process. This…
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As a business owner in the state of Minnesota, there are many types of commercial insurance available to protect your business against a variety of risks. While many of these types of business insurance are optional from a legal standpoint, some are required by law. If you own a business in Minnesota,…
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As a business owner, you will be required to purchase several different types of commercial insurance in order to own and run your business, regardless of the state in which you operate. Two of the more common types of insurance are general liability insurance and professional liability insurance. Liability is a risk for every business, which…
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Commercial insurance is essential for any business, but purchasing a plan (or multiple) is not as simple as it sounds. There are dozens of types of business insurance, and plans can be customized to cover a variety of things that can cause risk to your company. Because of this complexity, it can be…
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Every business needs commercial insurance to protect themselves and their employees. But no two businesses are the same. Every business will have a different insurance plan, not to mention different types of insurance that are crafted based on their business needs and goals. Although there are dozens of types of commercial insurance offered…
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As business owner, you are tasked with deciding which benefits to offer your employees. This includes healthcare plans, which may or may not include Health Savings Accounts (HSAs). In the end, it’s up to you whether to include an HSA with your benefits package and doing so can provide a lot of benefits to both…
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Workers’ compensation is a valuable piece of commercial insurance that nearly every business can benefit from holding. It protects the wages of employees in the event one of them is unable to work due to a workplace incident. It also helps businesses provide more value to their employees while protecting their financial assets. Most businesses…
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