Commercial Insurance

How to Conduct an Annual Commercial Insurance Review 640 427 Patrick J. Thomas Agency

How to Conduct an Annual Commercial Insurance Review

For any business, managing risks effectively is crucial to ensure stability and growth. An essential component of this risk management is commercial insurance. It’s an expenditure you must make to mitigate risk in your business. Sometimes it’s mandatory; sometimes it’s just something that makes sense for your business. How do…

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The Basics of Business Tech Insurance: Do You Need it? 1024 682 Patrick J. Thomas Agency

The Basics of Business Tech Insurance: Do You Need it?

Business and technology have always gone hand in hand, but there’s never been a time in history where they’ve been more inseparable. Nearly every facet of modern businesses is interwoven with some sort of IT system, which presents inherent risks—especially for small businesses who can’t adequately mitigate those risks. This…

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Is Commercial Umbrella Insurance Necessary? 1024 576 Patrick J. Thomas Agency

Is Commercial Umbrella Insurance Necessary?

There are many different types of commercial insurance. Businesses can have a variety of plans that protect them against a variety of lawsuits, but there are times where those plans are not enough. That’s where commercial umbrella insurance becomes useful. These plans can give your business the added protection it…

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What Insurance Plans Do Businesses Need for Remote Workers? 1024 682 Patrick J. Thomas Agency

What Insurance Plans Do Businesses Need for Remote Workers?

Remote work has become more common in the U.S. by the day. More and more home businesses are starting up, and more companies are allowing their employees to work, at least partially, at home. While those starting up home businesses have their own set of insurance plans to protect their…

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Don’t Forget Cyber Liability Coverage for Your Business 1024 576 Patrick J. Thomas Agency

Don’t Forget Cyber Liability Coverage for Your Business

In an age where cyberattacks and data breaches are on the rise, businesses cannot go without a comprehensive cyber liability insurance plan to protect their business and assets in the event of a cybersecurity threat that becomes a reality. Whether you own a small business, a large organization, or simply…

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home office
Commercial Insurance Options for Your Home Business 1024 682 Patrick J. Thomas Agency

Commercial Insurance Options for Your Home Business

Commercial insurance is essential for every business, whether your business has a physical office, or you operate out of your home. One thing many at-home business owners forget is that, regardless of where you run your business, you need insurance. Thankfully, there are many different types of business insurance, some…

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retail store
Insurance Plans Retail Businesses Should Consider 1024 682 Patrick J. Thomas Agency

Insurance Plans Retail Businesses Should Consider

Every business owner knows that insurance is essential to their business. From liability insurance to errors and omissions, there is a wide swath of plans to consider. For those who have physical retail locations, the list is even bigger. You not only need to protect your business, but also the…

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startup business
Explaining Errors and Omissions Insurance 1024 731 Patrick J. Thomas Agency

Explaining Errors and Omissions Insurance

Businesses are essentially made of people, which means that mistakes can happen. Unfortunately, there are times when those mistakes cost quite a bit of money, often to the detriment of your customers. This can often result in negligence lawsuits that financially hurt your business. Even if you don’t have to…

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umbrella insurance
How to Protect Your Business with Commercial Umbrella Insurance 1024 682 Patrick J. Thomas Agency

How to Protect Your Business with Commercial Umbrella Insurance

There are many types of commercial insurance policies that protect against everything from liability to worker’s compensation. Not every type of policy is recommended for every business, but many companies, based on their industry, choose to have some type of liability insurance. Some need even more, and that’s where commercial…

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small business
Forming an LLC? Here’s Why You Still Need Liability Insurance 1024 617 Patrick J. Thomas Agency

Forming an LLC? Here’s Why You Still Need Liability Insurance

If there’s one thing (future) business owners will need to understand, it’s commercial insurance. Making sure your business is covered from liability is crucial to keeping you out of bankruptcy and in business for years to come. That’s why many business owners choose professional liability insurance. But is this type of business insurance necessary for limited…

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