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Why Are Replevin Bonds Required in Many Court Cases? 1024 765 Patrick J. Thomas Agency

Why Are Replevin Bonds Required in Many Court Cases?

Replevin is the legal writ that allows seized goods to be restored to their owner, either as a final judgement or a provisional remedy. A replevin bond is a type of surety bond that protects the defendant in a court case, guaranteeing that the moving party will return the defendant’s…

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Don’t Forget Cyber Liability Coverage for Your Business 1024 576 Patrick J. Thomas Agency

Don’t Forget Cyber Liability Coverage for Your Business

In an age where cyberattacks and data breaches are on the rise, businesses cannot go without a comprehensive cyber liability insurance plan to protect their business and assets in the event of a cybersecurity threat that becomes a reality. Whether you own a small business, a large organization, or simply…

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What are Bank Depository Bonds? (And How They’re Used) 1024 688 Patrick J. Thomas Agency

What are Bank Depository Bonds? (And How They’re Used)

A bank depository bond, also known as a depository bond, is a type of protection for people or organizations who deposit large amounts of money into a bank, which normally exceeds the traditional insurance coverage obtained by the bank.  What exactly is a bank depository bond? How does it work…

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What is a Special Administrator of an Estate? How They Differ from Personal Representatives 1024 682 Patrick J. Thomas Agency

What is a Special Administrator of an Estate? How They Differ from Personal Representatives

Special administrators are used in times of need when an estate needs to be preserved and protected before a personal representative can be found and appointed. If no personal representative has been appointed, it can take time to get the right individual into the position, including getting approval by the…

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Updates on Representative Payee Bonds and Social Security 1024 682 Patrick J. Thomas Agency

Updates on Representative Payee Bonds and Social Security

No matter what state you live in, the Department of Veterans Affairs and the Social Security Administration require all Representative Payees—those appointed to receive benefits for someone who is unable to manage their money—to obtain a surety bond in order to fulfill their duties. Representative payee bonds generally need to…

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2022 Updates to Minnesota Guardianship Communication Statutes 1024 767 Patrick J. Thomas Agency

2022 Updates to Minnesota Guardianship Communication Statutes

Every so often, the statutes that govern guardians in Minnesota are updated to include new language, changes in regulations and laws, or other definitions that can have an impact on guardians, people subject to guardianships, and attorneys who work in this field of law.  Stay on Top of New Minnesota…

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What to Do if You Lose Your Minnesota Vehicle Title 1024 682 Patrick J. Thomas Agency

What to Do if You Lose Your Minnesota Vehicle Title

What do you do if you’ve lost or accidentally destroyed your Minnesota vehicle title? While the license and registration protocols are different from state to state, you can obtain a new title for your vehicle in Minnesota, which is helpful if you plan to sell it or have recently purchased…

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Commercial Insurance Options for Your Home Business 1024 682 Patrick J. Thomas Agency

Commercial Insurance Options for Your Home Business

Commercial insurance is essential for every business, whether your business has a physical office, or you operate out of your home. One thing many at-home business owners forget is that, regardless of where you run your business, you need insurance. Thankfully, there are many different types of business insurance, some…

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Leaving an Estate to a Special Needs Child? What You Need to Know 1024 682 Patrick J. Thomas Agency

Leaving an Estate to a Special Needs Child? What You Need to Know

Estate planning can be a complicated process, which is why it’s always best to consult with an attorney at every step. Planning an estate when one or more of the beneficiaries is a special needs child adds yet another variable. There are a few more steps you will need to…

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Insurance Plans Retail Businesses Should Consider 1024 682 Patrick J. Thomas Agency

Insurance Plans Retail Businesses Should Consider

Every business owner knows that insurance is essential to their business. From liability insurance to errors and omissions, there is a wide swath of plans to consider. For those who have physical retail locations, the list is even bigger. You not only need to protect your business, but also the…

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