Patrick J. Thomas Agency

Surety Bonds and Commercial Insurance
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What Are the Responsibilities of a Representative Payee?

A representative payee is a person or organization who has been appointed to help beneficiaries manage their benefits. Representative payees can be appointed through the Social Security Administration (SSA) or the Department of Veteran’s Affairs (VA). The most common representative payee is a family member or close friend. If that…

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What to Do When You Suspect Vulnerable Adult Abuse

It can be difficult to face a situation where a vulnerable family member or friend is suffering abuse or being taken advantage of. If you are in a conservatorship agreement, there are many things that you can do to help a protected person and report the situation to the proper…

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How to Become a Representative Payee

Applying to become a representative payee is an easy process no matter which state you live in. There are a few applications to fill out and laws to follow, but the process can be completed as long as you know what forms to complete and where to send them. What…

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Questions You Should Ask When Choosing Commercial Insurance

When looking for reliable and affordable liability insurance, there are many questions that you should ask in order to make sure that you are getting the right policy for the right price. Liability insurance can be customized to meet your company’s specific needs, so no matter which industry your business…

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How to Save Money by Lowering Your Bond Costs

Attorneys must be proactive when it comes to securing bonds for their clients. This will help them decrease the amount of time it takes them to become approved and limit the costs that are associated with securing the bond. While surety bond costs cannot be drastically changed, they can be…

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Tips for Conservators in Minnesota

Applying for conservatorship in Minnesota is a process that is filled with rules, regulations and paperwork. Attorneys can help their clients through the process by giving them the following tips to keep them on track and to make sure that they are following state laws. Use Online Minnesota Resources The…

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Understanding the Underwriting Process of Surety Bonds

The surety underwriting process serves the purpose of defending surety providers. To attorneys and their clients, it is a complex obstacle that is in the way of obtaining a much-needed bond. There are a lot of pitfalls that people fall into when going through the surety bond application and underwriting…

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Avoiding Surety Bond Fraud

Becoming the victim of surety bond fraud will cost you and your clients a lot of trouble, time and money. When a surety company fails to honor a bond, it becomes a headache for all parties involved, which is why you should always choose a reliable surety partner for your…

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The Top Surety Bond Mistakes Attorneys Make

The process of obtaining a surety bond for a client is filled with pitfalls that attorneys who are not familiar with the process often fall into. When it comes to surety bonds, there really isn’t a large margin for error, and failure to navigate the process can often lead to…

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How to Quickly Obtain an Injunction Bond

Whether a party is seeking a preliminary or permanent injunction, obtaining an injunction bond is a necessary part of the process. Just like with many surety bonds, speed is of the essence, especially if an attorney is attempting to obtain some type of injunctive relief for their client. While the court…

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